- Fran Christy - https://www.franchristy.com -

Privacy Policy

The following statement discloses the information gathering and dissemination practices for this website.

Information Automatically Logged

This site may log your IP address to help diagnose problems with the web server and to administer this website. This information is primarily used for general traffic tracking and security.

Cookies

This site uses cookies to track information about its visitors. This information includes the date/time of visits, pages viewed, and links clicked when leaving the site. This information is used for statistical purposes so we can understand the behavior of our visitors and improve this site. Cookies do not collect private information about the users.

Location Information

If you enable the collection of location information on your device, then we may collect information about your actual location, such as your mobile device’s GPS coordinates. We may also use other technologies to determine your location (such as through the location of nearby Wi-Fi access points or cell towers), or obtain your location information from third parties.

Newsletter

This site allows visitors to sign up for a free newsletter by providing an email address. The email address you provide is used only to send you the free newsletter, and you can unsubscribe by clicking a link in any issue of the newsletter. This site does not share, sell or rent the email address of its subscribers to third parties.

External Links

This site contains links to other sites. This site and its owner(s) are not responsible for the privacy practices or the content of such web sites.

Security

This site has security measures in place to protect the loss, misuse, and alteration of the information under its control.

How We Use Information

We may make Use of Your Information for various lawful business purposes. Among others, these purposes may include using Your Information to:

– Engage in customer support. For example, we might confirm and complete transactions requested by you, verify information you provide to us and provide you with administrative notices.

– Analyze, improve and manage our Services and operations. For example, we might obtain feedback regarding our Services, understand and anticipate your needs and preferences, better understand your use of our Services, customize and tailor Service content and advertising, improve our marketing and promotional efforts, engage in statistical analysis and provide feedback to our vendors, advertisers and other third parties. Your personal information is never shared with third parties. What we share is statistics in terms of volumes, profiles and tendencies.

– Resolve problems and disputes, and engage in other legal and security matters. For example, we may use your information to comply with, monitor compliance with and enforce this Privacy Policy, our Terms of Use and any other applicable agreements and policies, meet other legal and regulatory requirements, and to protect the security and integrity of our Services.

How We Disclose Information

General Disclosure of Your Information

We may disclose Your Information:

– To any person who, in our reasonable judgment, is authorized to receive your information as your agent, including as a result of your business dealings with that person (for example, your attorney);

– To our third-party vendors so that they may provide support for our internal and business operations, including for the handling of data processing, data verification, data storage, surveys, research, internal marketing, delivery of promotional, marketing and transaction materials, and our Services’ maintenance and security. These companies are authorized to use your information only as necessary to provide these services to us and are contractually obligated to keep your information confidential. Your email address IS NOT part of the information shared. We might share IP addresses, for example, as the location of our visitors may influence what kind of advertising third parties display in this website;

– To third parties when you engage in certain activities through our Services that are sponsored by them, such as purchasing products or services offered by a third-party, electing to receive information or communications from a third-party, or electing to participate in contests, sweepstakes, games or other programs sponsored, in whole or in part, by a third-party. When we disclose your information to these third parties, your information will become subject to the information use and sharing practices of the third-party, and the third-party will not be restricted by this Privacy Policy with respect to its use and further sharing of your information;

– As required by law or ordered by a court, regulatory, or administrative agency;

– As we deem necessary, in our sole discretion, if we believe that you are violating any applicable law, rule or regulation, or are otherwise interfering with another’s rights or property, including, without limitation, our rights or property;

– If requested by authorities in the event of any act of terrorism or instance of local, regional or national emergency;

– To enforce our Terms of Use, this Privacy Policy, and any other applicable agreements and policies;

– To enforce or protect our rights;

– To our affiliated companies (i.e., companies under common control or management with us).

Aggregation and De-Personalization

We may take your information and de-indentify it either by combining it with information about other individuals (aggregating your information with information about other individuals), or by removing characteristics (such as your name) that make the information personally identifiable to you (de-identifying your information). We reserve the right to share, loan, rent, sell, or otherwise
disclose such de-identifying information to third parties at any time, for any lawful purpose, without notice or compensation to you.

Sharing with Friends

If the Services contains any functionality allowing you to send content to a friend, then please be aware that: (a) we may display your email address to your friend; and (b) we may use information you provide about your friend to facilitate the communication and as otherwise set forth in this Privacy Policy.

Circumvention of Security Measures

We cannot ensure that your information will only be disclosed as described in this Privacy Policy. No method of transmission or method of electronic storage, is 100% secure, and we cannot guarantee absolute security. Additionally, by way of example (without limiting the foregoing), we may be forced to disclose your information to the government or third parties under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications. Therefore, notwithstanding anything to the contrary within this Privacy Policy, our Terms of Use or any other applicable agreement or policy, you use our Services at your own risk and we do not promise or guarantee, and you should not expect, that Your Information will always remain private. In the event that an unauthorized third-party compromises our security measures, we will not be responsible for any damages directly or indirectly
caused by an unauthorized third-party’s ability to view, use or disseminate your information.

Business Transfers

We specifically and expressly reserve the right to disclose, lease, sell, assign or transfer your information collected through our Services, and any of our databases, together with any personally identifiable information contained in such databases, to third parties in connection with a Business Transfer. A “Business Transfer” means a share or asset sale, acquisition, merger, consolidation, reorganization, spin-off, bankruptcy or other corporate change involving us and/or our affiliates, even if the Business Transfer
is only being contemplated and regardless of whether the Business Transfer relates to a part or a whole of our business. Nothing in this Privacy Policy is intended to interfere with our ability to transfer all or part of our business, equity, and/or assets (including our Services) to an affiliate or independent third-party at any time, for any lawful purpose, without compensation to you.

Network Advertising

From time to time, we may participate in or use advertising networks, such as third-party advertising servers, advertising agencies, technology vendors and research firms. We may use these third-party advertising networks for marketing, advertising and promotional purposes, as well as to serve advertisements to you. Advertising networks often gather data about consumers who view advertisements to make inferences about a consumer’s interests and preferences, which enables their computers to deliver advertisements directly targeted to the consumer’s specific interests. This practice is often referred to as “online behavioral advertising.” For example, a third-party advertising network might collect the type of Internet browser you use, the type of computer operating system you use, the domain name of a website you visit, whether or not you visit specific pages of a website, the location of your Internet service provider’s presence, the date and time of a visit to a website and other interactions between you and a website.

Please see the “Online Behavioral Advertising” subsection of Choices About How We Use and Collect Your Information below to read about how you can prevent certain third-party advertising networks from collecting information about you.

User Generated Content

We offer publicly accessible blogs and other interactive media through our Services. To request removal of your information from our blog, contact us. In some cases, we may not be able to remove Your Information, in which case we will let you know if we are unable to do so and why.

You are responsible for any content, including personal information, that you contribute to be published or displayed (“posted”) on our Services, or that you transmit to other users of our Services (collectively, “User Generated Content”). Your User Generated Content, such as comments on articles, is posted on and transmitted to other users of our Services at your own risk. We cannot control the actions of other users of our Services with whom you may choose to share your User Generated Content. We are not responsible for circumvention of any privacy settings or security measures of our Services. As a result, we cannot and do not guarantee that your User Generated Content will not be viewed by unauthorized persons. You understand and acknowledge that, even after removal, copies of your User Generated Content may remain viewable in cached and archived pages, or might have been copied or stored by other Service users. Proper access and use of information provided through our Services, including User Generated Content, is governed by our Terms of Use.

Social Media Widgets

Our Services may include social media features, such as the Facebook Like button or interactive mini-programs that run on our Services. These features may collect your IP address, which page you are visiting, and may set a cookie to enable the feature to function properly. Your interactions with these features are governed by the privacy policy of the third-party providing it.


Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the personal information you provide to us. Below are some mechanisms that provide you with control over certain information:

– Cookies. If you do not wish us to collect cookies, you may set your browser to refuse cookies, or to alert you when cookies are being sent. If you do so, please note that some parts of our Services may then be inaccessible or may not function properly.

– Email Offers from Us. If you do not wish to receive email offers or newsletters from us, you can opt out of receiving email information from us (other than emails related to the completion of your registration, correction of user data and other similar communications essential to your transactions through our Services) by using the unsubscribe process at the bottom of every email we send. The removal process is automatic and effective immediately.

– Online Behavioral Advertising. Certain third-party advertising networks that deliver behavioral advertising are members of the Network Advertising Initiative (“NAI”). You can prevent NAI member companies from collecting preference data about you by clicking here [1] and following the NAI’s directions. Note that if you opt out through the NAI, you will still receive advertising. In addition, if you opt out through the NAI and later delete your cookies, use a different browser or buy a new computer, you will need to renew your opt out choice.

Information You Disclose to Third Parties

You may be presented with an opportunity to receive information and/or marketing offers from third parties in connection with our Services. All information you disclose to such third parties will be subject to the privacy policy and practices of such third parties. We are not responsible for the privacy policies and practices of such third parties and, therefore, you should review the privacy policies and practices of such third parties prior to disclosing information to them. If you later decide that you no longer want to receive communications from a third-party, you will need to contact that third-party directly.

Links to Third-Party Websites

Our Services, as well as the email messages sent with respect to our Services, may contain links or access to websites operated by third parties that are beyond our control. Links or access to third parties from our Services are not an endorsement by us of such third parties, or their websites, applications, products, services, or practices. We are not responsible for the privacy policy, terms and conditions, practices or the content of such third parties.

These third-parties may send their own cookies to you and independently collect data. If you visit or access a third-party website, application or other property that is linked or accessed from our Services, we encourage you to read any privacy statements and terms and conditions of that third-party before providing any personally identifiable information. If you have a question about the terms and conditions, privacy policy, practices or contents of a third-party, please contact the third-party directly.

Third Party Widgets and Plug-ins

Our Services include social media features, such as the Facebook Like button, links to our various social media pages and widgets. These features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly through our Services. Your interactions with these features are governed by the privacy policy of the company providing it such as Facebook, LinkedIn and Twitter.

Operation of our Services in the United States

Our Services are operated in the United States. If you are located in the European Union, Canada or elsewhere outside of the United States, please be aware that any information you provide to us will be transferred to the United States. By using our Services or providing us with your information, you consent to this transfer.

Affiliate earnings disclosure

There may occasionally be products or services offered on this site from which we receive a commission if you make a purchase. Advertising may also be sold on the site, but we will not receive commissions for any sales through those marketing pieces.

Endorsing products in exchange of a sales commission is a common practice of blogs and websites such this to help us support our activities and provide you with the our best content.

Please note that we have not been given any free products, services or anything else by these companies in exchange for mentioning them on the site. We only endorse products and services that our team has tested and approved.

Changes to this Privacy Policy

We reserve the right to update, amend and/or change this Privacy Policy at any time in our sole discretion. Amendments will take effect immediately upon us posting the updated Privacy Policy on our Services. You are encouraged to revisit this Privacy Policy from time to time in order to review any changes that have been made. The date on which this Privacy Policy was last updated will be noted
immediately above this Privacy Policy. Your continued access and use of our Services following the posting of any such changes shall automatically be deemed your acceptance of all changes.

Last updated on May, 31st 2015.